A Differentiated Investment Process
1
Pick Your Services: model portfolio subscription, investing in a QuantStreet strategy, consulting/OCIO, custom portfolio management, or personalized financial planning.
2
Planning Meeting: Once you let us know what you’re looking for, we’ll have a meeting to make a plan based on your specific goals and circumstances.
3
Implementation: We’ll then put your plans into action, whether it’s delivering our models to you on a monthly basis, or using our machine learning tools to implement an investing plan with the highest expected return at your risk level.
4
Ongoing Review: We rebalance portfolios on a regular basis to reflect changing market conditions. You can also check in any time just to see how things are going. We’re always glad to connect with our investors and clients.
Our Investing Process
Algorithmically generated using economic and market data
Qualitative analysis
Portfolio Implementation
We invest primarily using ETFs (exchange traded funds). ETFs have a number of key benefits:
ETFs are low cost and highly diversified. Purchasing a single ETF can be like buying hundreds or thousands of individual stocks and bonds.
Our ETF providers are leading global asset managers (Vanguard, BlackRock, State Street, etc.).
Our asset classes include US stocks, international and emerging market stocks, US government and corporate bonds, and real estate investment trusts.
We also invest in value and momentum ETFs.
- Value is a strategy that involves buying stocks with relatively attractive valuations.
- Momentum involves buying past winning stocks, and avoiding past losing stocks.
ETFs are highly liquid. They allow us to dynamically reposition the portfolio in response to changing market conditions and opportunities, at low cost to our clients.
We do not use leverage or short-selling in our investments.
Sample Portfolio
In this sample portfolio, the assets offering the most attractive reward/risk tradeoffs are S&P 500 stocks, value stocks, high-yield bonds, and an ETF tracking real estate investment trusts.
The portfolio can also maintain some amount of cash, in this case 2.5% of portfolio value.
The portfolio is highly diversified and owns thousands of individual securities via the ETFs.
We rebalance your investment portfolio regularly.
Portfolio weights change over time to reflect changing opportunities and risks.
Assets with zero current allocation may have allocations in the future.
Interested in technical details about our strategy? These may be most relevant to professional investors and asset managers. Please visit Strategy In-Depth. For everyone else, check out our Approach to Risk.
Asset class | ETF | Portfolio weight | Approx. # of securities |
S&P 500 | VOO | 75% | 510 |
US Treasury Bonds | IEF, VGIT | - | 16 |
US Short-term Treasuries | VGSH | - | 98 |
International Government Bonds | IGOV | - | 765 |
US High-Yield Bonds | JNK, HYG | - | 1,350 |
US Investment Grade Bonds | VCIT, VCLT | 15% | 2,100 |
Value Stocks | VTV | - | 360 |
Momentum Stocks | MTUM | - | 190 |
Non-US Developed Market Stocks | VXUS | - | 7,850 |
REITs | VNQ | 5% | 360 |
Commodities | DBC, GSG | 5% | 20 |
EM Stocks | VWO | - | 4,400 |
Cash | - | - | - |
Disclaimer: The actual portfolio will differ from this example. This portfolio is shown only for illustrative purposes.