Terms and Conditions of Presentation

This educational dinner presentation (the “Presentation”) is hosted by EBH Capital Management LLC (d/b/a QuantStreet Capital) (“QuantStreet”), a registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. The Presentation is provided for general informational and educational purposes only. It is not intended as, and should not be construed as, personalized investment advice, legal advice, tax advice, or a recommendation to buy or sell any security or adopt any investment strategy. Attendance at the Presentation is voluntary. No investment advisory services are required or expected in order to attend, and attendance does not create an investment advisory relationship with QuantStreet. Any advisory relationship with QuantStreet may be entered into only pursuant to a written advisory agreement.

Any references to specific securities, ETFs, asset classes, indices, companies, strategies, or investment approaches are for illustrative and educational purposes only and do not constitute a recommendation or an offer to buy or sell any security. The appropriateness of a particular investment or strategy depends on an investor’s individual circumstances, objectives, risk tolerance, and financial situation. Attendees should consult their own financial, legal, and tax advisers before implementing any investment approaches or strategies discussed.

All investments involve risk, including the possible loss of principal. There can be no assurance that any investment strategy will be successful. Past performance does not guarantee future results. Current and future performance may be higher or lower than past performance. Diversification, asset allocation, and rebalancing cannot ensure a profit or ensure protection against loss. There are numerous market, economic, and other factors that affect investment performance, which are outside QuantStreet’s control and cannot be predicted.

Certain statements made during the Presentation may constitute forward-looking statements, which are based on current expectations and assumptions and are subject to risks and uncertainties. Actual results may differ materially from our expectations. No undue reliance should be placed on forward-looking statements, and no representation is made that any objective or strategy will be achieved.

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